Insurance

Insurance for established trade businesses.

Insurance solutions for trade businesses with employees, vehicles, equipment and contracts.

Cover

Cover to talk through with a broker

Public and products liability

Helps protect your business if your work, or a product you supply or install, causes injury to someone else or damage to their property. Many head contractors and commercial clients ask to see a certificate of currency before you start work.

General property

Helps protect portable tools and equipment you take from job to job against loss, theft or damage, depending on the policy.

Motor vehicle

Cover for the utes, vans and trucks your business relies on, including vehicles driven by your employees.

Group and individual accident and sickness

Can provide benefits to you or your team if an injury or illness stops you working, depending on the policy.

Contract works

Helps protect the works and materials on a project against loss or damage while the job is under way. Some contracts require it.

Management liability

Helps protect directors, managers and the business against certain claims relating to how the business is run, such as employment disputes, depending on the policy.

General information only. What a policy covers depends on its wording, limits and exclusions. A broker will review your business before recommending any cover.

Services

More than a policy

Claims management

Claims don’t need to be a fight. We help you manage the process clearly and calmly, aiming for a fair outcome and a faster return to business.

Contract review

Unexpected clauses can lead to nasty surprises. We review the insurance requirements in your contracts and flag risks before they turn into claim denials or coverage gaps.

Due diligence

As your business grows or your circumstances change, your risks often change too, and so should your insurance. We can help you keep your cover up to date as your business evolves.

Premium funding

Tight cash flow? We can help you set up pay-by-instalment options through a premium funding provider, so you stay covered without the pressure. Interest and fees apply.

Trade insurance

Insurance for Australian trade businesses.

Talk to a broker about your business

Ask for a review of your existing insurance, or request a quote for new or changing cover.

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Ready to review your insurance?

Talk to a trade insurance specialist.