Insurance for scaffolding businesses.
Insurance solutions for established scaffolding businesses with employees, trucks, equipment and contracts.
Why insurance matters for scaffolders
Scaffolding work happens at height, on busy sites and often next to the public. If someone is injured or property is damaged because of your work, the costs of a claim can include legal fees, compensation and repairs. Public liability insurance can help protect your business against these costs, depending on the policy.
Every scaffolding business is different. A broker can look at the work you do, the sites you work on and what your contracts require, then talk you through cover options from a range of insurers.
What your insurance may need to consider
- Erecting, altering and dismantling scaffolding on building sites and occupied premises
- Injury to the public or other trades, or damage to property, from falling objects or a scaffold failure
- Scaffolding equipment left on site between stages of a job
- Trucks carrying scaffolding to and from sites
- Head contractors that ask for proof of cover before you start
Cover to talk through with a broker
Public and products liability
Helps protect your business if your work, or a product you supply or install, causes injury to someone else or damage to their property. Many head contractors and commercial clients ask to see a certificate of currency before you start work.
General property
Helps protect portable tools and equipment you take from job to job against accidental loss or damage, depending on the policy. Ask a broker how scaffolding left on site is treated under your policy.
Motor vehicle
Cover for the trucks, utes and trailers your business relies on, including vehicles driven by your employees.
Group and individual accident and sickness
Can provide benefits to you or your team if an injury or illness stops you working, depending on the policy.
Contract works
Helps protect the works and materials on a project against loss or damage while the job is under way. Some contracts require it.
Management liability
Helps protect directors, managers and the business against certain claims relating to how the business is run, such as employment disputes, depending on the policy.
General information only. What a policy covers depends on its wording, limits and exclusions. A broker will review your business before recommending any cover.
Talk to a broker about your business
Ask for a review of your existing insurance, or request a quote for new or changing cover.
Get started
Get started in three simple steps.
1
Tell us about your business
2
We review your cover
3